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Version: 2.0.0

Overview

Form 1099-LTC must be filed by insurance firms, government bodies, and viatical settlement providers if they have paid any long-term care benefits such as payments made under a product that is advertised, marketed, or offered as long-term care and accelerated death benefits.

1099-LTC automation with TaxBandits API​

The TaxBandits API enables you to automate 1099-LTC filing directly from your existing systems. Depending on how your platform manages recipient data, you can choose the approach that fits your workflow.

Automate end-to-end 1099-LTC cycle​

Collect W-9/W-8 forms from recipients, validate their TINs against the IRS database, and file 1099-LTC forms at year-end.

Best for: Long-term care insurance policy administration systems, government-administered LTC benefit platforms, home health and nursing care payment management systems, and life insurance accelerated death benefit platforms that onboard new policyholders or insured individuals, collect and validate TINs, track benefit disbursements as they occur, and generate and e-file 1099-LTCs at year-end.

Create and file 1099-LTC directly.​

If you already have recipient data and annual payment totals in your system, use the API endpoints to create and transmit 1099-LTC forms directly.

Best for: Insurance company back-office and policy management systems, viatical settlement provider platforms, third-party administrator and benefits administration platforms, and tax preparation or insurance accounting software that already maintain complete policyholder, insured individual, and annual benefit payment records.

Supported tax years​

TaxBandits API supports e-filing of Form 1099-LTC for the following tax years:

Tax YearAPI Version
2026v2.0.0
2025v2.0.0, v1.7.3
2024v1.7.3

Services available​

The TaxBandits API supports the following services for Form 1099-LTC:

  • Federal Filing- File 1099-LTC returns with the IRS.
  • Postal Mailing - TaxBandits prints and mails the recipient copy on your behalf.
  • Online Access - Share a digital copy of the 1099-LTC with recipients through a secure, branded online portal. Recipients are notified via email and can view, download, and consent to paperless delivery.

1099-LTC endpoints​

All endpoints require a Bearer token obtained through the OAuth 2.0 authentication flow. Include this token in the Authorization header of every request. Learn more about OAuth 2.0

  • Create - Create one or more 1099-LTC records in a single submission.
  • Update - Modify an existing 1099-LTC submission before it has been transmitted to the IRS.
  • ValidateForm - Validate 1099-LTC field-level specifications against the IRS business rules before creating the form.
  • Get - Retrieve payer, recipient, and form data for a specific 1099-LTC submission by SubmissionId.

1099 utility endpoints​

The following endpoints are shared across all 1099 form types.

  • List - List all 1099-LTC records for a submission or payer.
  • Status - Retrieve the status of the Forms 1099-LTC submitted to the IRS.
  • Transmit - Transmit the created return to the IRS.
  • StatusLog - Retrieves the status change of the transmitted return.
  • RequestDraftPdfUrl - Returns a draft PDF URL for review. These forms are not for filing and will have a watermark "For Review only" on them.
  • RequestPdfURLs - Retrieve final PDF URLs for one or more recipients after transmission.
  • Delete - Delete the returns created before transmitting.

As an alternative to the Status endpoint, you can configure webhooks to receive automated status updates. Learn more