Overview

Form 1099-DIV Dividends and Distributions is an IRS form filed by banks and other financial institutions to report the dividends and distributions they have paid to taxpayers. This form is also used to report any payments of $600 or more made as part of a liquidation.

1099-DIV automation with TaxBandits API

The TaxBandits API enables you to automate 1099-DIV filing directly from your existing systems. Depending on how your platform manages recipient data, you can choose the approach that fits your workflow.

Automate end-to-end 1099-DIV cycle

Collect W-9/W-8 forms from recipients, validate their TINs against the IRS database, and file 1099-DIV forms at year-end.

Best for: Online brokerage and fintech investment platforms, mutual fund and ETF administration systems, REIT and RIC investor management platforms, and DRIP platforms that onboard new investors, collect and validate TINs, track dividend and distribution events as they occur throughout the year, and generate and e-file 1099-DIVs at year-end.

Create and file 1099-DIV directly.

If you already have recipient data and annual payment totals in your system, use the API endpoints to create and transmit 1099-DIV forms directly.

Best for: Institutional brokerage and custodian back-office systems, corporate stock transfer agents, tax preparation and portfolio reporting software, nominee and paying agent platforms, corporate liquidation and M&A administration systems, and ERP platforms.

Supported tax years

TaxBandits API supports e-filing of Form 1099-DIV for the following tax years:

Tax Year	API Version
2026	v2.0.0
2025	v2.0.0, v1.7.3
2024	v1.7.3

Services available

The TaxBandits API supports the following services for Form 1099-DIV:

• Federal & State Filing - File 1099-DIV returns with the IRS and the required state agencies.
• State-Only Filing - File 1099-DIV only with the state agencies when the federal return has already been submitted.
• Postal Mailing - TaxBandits prints and mails the recipient copy on your behalf.
• Online Access - Share a digital copy of the 1099-DIV with recipients through a secure, branded online portal. Recipients are notified via email and can view, download, and consent to paperless delivery.
• Corrections - File corrections for 1099-DIV forms that are already accepted by the IRS (even if original returns filed elsewhere).

1099-DIV endpoints

All endpoints require a Bearer token obtained through the OAuth 2.0 authentication flow. Include this token in the Authorization header of every request. Learn more about OAuth 2.0

• Create - Create one or more 1099-DIV records in a single submission.
• Update - Modify an existing 1099-DIV submission before it has been transmitted to the IRS.
• ValidateForm - Validate 1099-DIV field-level specifications against the IRS business rules before creating the form.
• Get - Retrieve payer, recipient, and form data for a specific 1099-DIV submission by SubmissionId.

Utility endpoints

The following endpoints are shared across all 1099 form types.

• List - List all 1099-DIV records for a submission or payer.
• Status - Retrieve the status of the Forms 1099-DIV submitted to the IRS and/or states.
• Transmit - Transmit the created return to the IRS.
• StatusLog - Retrieved the status change of the transmitted return.
• RequestDraftPdfUrl - Returns a draft PDF URL for review. These forms are not for filing and will have a watermark "For Review only" on them.
• RequestPdfURLs - Retrieve final PDF URLs for one or more recipients after transmission.
• Delete - Delete the returns created before transmitting.

As an alternative to the Status endpoint, you can configure webhooks to receive automated status updates Learn more