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Version: 2.0.0

Overview

ACA Form 1095-B is an IRS information return filed by small employers (fewer than 50 full-time equivalent employees) and health coverage providers (insurance companies, self-insured plans, government-sponsored programs) to report minimum essential coverage (MEC) provided to individuals during the tax year, under IRC Section 6055.

Supported tax years

TaxBandits API supports e-filing of Form 1095-B for the following tax years:

Tax YearAPI Version
2026v2.0.0
2025v2.0.0

Services available

The TaxBandits API supports the following services for Form 1095-B:

  • Federal and State Filing - File 1095-B returns with the IRS and states such as New Jersey, District of Columbia, Massachusetts, Rhode Island and California
  • Postal Mailing - TaxBandits prints and mails the recipient copy on your behalf.
  • Online Access - Share a digital copy of the 1095-B with recipients through a secure, branded online portal. Recipients are notified via email and can view, download, and consent to paperless delivery.

1095-B endpoints

All endpoints require a Bearer token obtained through the OAuth 2.0 authentication flow. Include this token in the Authorization header of every request. Learn more about OAuth 2.0.

  • Create - Create one or more 1095-B records in a single submission.
  • Update - Modify an existing 1095-B submission before it has been transmitted to the IRS.
  • Get - Retrieve payer, recipient, and form data for a specific 1095-B submission by SubmissionId.
  • ValidateForm - Validate 1095-B field-level specifications against the IRS business rules before creating the form.

1099 utility endpoints

The following endpoints are shared across all 1099 form types.

  • List - List all 1095-B records for a submission or payer.
  • Status - Retrieve the status of the Forms 1095-B submitted to the IRS
  • Transmit - Transmit the created return to the IRS.
  • RequestDraftPdfUrl - Returns a draft PDF URL for review. These forms are not for filing and will have a watermark "For Review only" on them.
  • RequestPdfURLs - Retrieve final PDF URLs for one or more recipients after transmission.
  • Delete - Delete the returns created before transmitting.

As an alternative to the Status endpoint, you can configure webhooks to receive automated status updates. Learn more